“After ten years as a client of N&G, may I say how much I value your financial expertise and advice. I have always been happy with your high level of service and my resulting financial health is totally due to your expertise. Long may our association continue.”
Portfolio Construction
Through our investment process we construct target portfolios suitable to a range of risk groups, with physcometric risk profiing, strategic and tactcial asset allocation, using a diverse range of funds and fund managers from highly regarded fund management houses.
Within an investment portfolio it is imperative to achieve investment diversity at asset allocation level, spreading the investment risk and not concentrating on one or two asset classes or sectors, to create a well diversified portfolio that can endure different market conditions. We construct our target portfolios in a diverse manner, using a wide range of fund managers, giving exposure to a range of lowly correlated assets including equity, property and fixed interest, and a range of market sectors and geographical investment areas. The fund managers then actively manage the funds on a day to day basis, and by using a range of fund managers we add a range of fund management styles.
We believe in using highly regarded fund managers who have demonstrated strong and consistent track records in both favourable and weak market conditions. We place great emphasis on the selection and monitoring of the fund managers used in our target portfolios, and we combine external fund research from Morningstar with meeting and assessing fund managers on a regular basis. We also conduct ongoing provider research into the WRAP market place to ensure that our chosen platform provider continues to meet our criteria and objectives for our clients.