“I have been a client of N&G for
the past 12 years. My husband and I welcomed Peter’s sound advice
and easy approachable manner.
Retirement to Cornwall brought
its own concerns, finance being
paramount. N&G remained approachable, a phone call away. Widowhood threw up another challenge
where compassion and positive decision making were paramount and again I was not disappointed. You are being progressive once again and putting client’s care top of your list.”
Our Private Client Service
The ongoing service we provide is both proactive and structured, with regular review meetings to discuss and review your plans, objectives and risk profile, which are followed up with advice and recommendations, combined with a continual oversee of existing funds we have selected for clients, and of new funds to be offered to clients in the future. Our service is in depth and thorough and is on a personal basis. The frequency of our service is based on the size of your portfolio and is offered under four schedules, Bronze, Silver, Gold and Platinum. Some of the main elements of our N&G Private Client service are shown below.
Review Meeting
We have regular review meetings to discuss your portfolio, the performance of your investments, and the current economic conditions. We will also discuss and review your objectives with you to ensure that your investment and pension portfolio continues to meet your objectives. This will include a regular discussion on the investment risk you are taking with your portfolio and we will review your attitude to risk on a regular basis to ensure that you are comfortable with the risk profile of your portfolio.
Performance Report
This is a valuation report that will show you the current value of your investments, and the performance of these over a specific time period. These reports also show you the charges and discounts received on the platform. The aim is to give you an overview of your current asset position. These reports are normally given to you and discussed at our review meetings.
Fund Monitoring
We monitor funds and fund managers on a continual basis. If we are unhappy with a fund we will recommend that this fund is removed or replaced within your portfolio. This can happen due to a fund manager leaving, due to a change in the investment house policies, or if the fund manager has not met performance expectations. We are also continually reviewing new investment fund opportunities for our clients.
Risk Review Report
This report will review the asset allocation of your portfolio, and include our recommendations to make changes to your portfolio to realign your asset allocation back to the target asset allocation for your desired risk profile. This report will also review all of your current investment funds, giving you our latest commentary on the fund mangers, and will detail any changes that may be required. These reports can be issued at any time depending on economic conditions, or changes that may be required to your portfolio due to fund monitoring.
Holistic Review Report
This is a review of your overall needs and objectives, and aims to give you a snap shot view of your overall position. This report will include details such as your current inheritance tax liability, your asset and liabilities statement and your medium and long term goals. These reports are normally issued to follow up our review meetings.