"My husband and I are delighted with the service and help we have received from N&G. All our meetings have been followed up with a concise and easy to understand report and it is a real convenience to be able to go online to see our portfolios at any time. They offer a very efficient service and nothing has been too much trouble."
Holistic Planning
We offer holistic financial advice for individuals, businesses and trusts, on a face-to-face basis, producing in-depth reports, recommendations and analysis for complex situations, predominantly as investment, pension and Inheritance Tax specialists.
The most important aspect of the advice process is for us to understand your objectives and needs, so that we can formulate the right strategy to achieve your goals and ambitions. Client goals normally centre on the ultimate objective of achieving Financial Freedom, thereby providing the freedom to do what you want, which maybe ceasing work, spending more time in the sun, playing golf, achieving other lifetime goals, or being able to pursue new projects. We provide advice to clients both to deliver and manage financial freedom for clients from capital assets they have already acquired, and to build capital assets over a period of time for clients to achieve their financial freedom.
Holistic Planning is not just delivering investment and pension objectives, but is about providing a complete overall strategy, and exploring all financial planning aspects. These include assessing your existing investment and pension plans, assets, liabilities, protection policies, inheritance tax position and long term care position against your objectives and desired risk profile, analysing any shortfalls you may have, and effectively providing you with a full lifestyle audit. We can provide independent advice in all areas of holistic planning, and have access to specialist research including impaired life annuities, non standard life and critical illness applications, and long term care planning. We also work with partners who can provide mortgage and equity release advice.